Private beta · invite only

Every rupee, in one ledger — yours, and your family's.

OurLedger tracks what you spend, splits what you owe a friend, and settles what the whole family owes each other — the same way a khata book always has, rebuilt for a phone. Not three apps stitched together. One ledger.

Free to start · no card required · any currency, UPI & card payments supported

1 ledger for personal, group & family money
0 auto-saved receipts — every AI scan waits for your OK
−1 fewer transactions, every time group debts settle themselves

Features

Built around the one thing other finance apps get wrong

Most apps treat "my spending," "what my roommate owes me," and "the family budget" as three separate problems. They're not — they're the same ledger, viewed from different angles.

Groups and 1:1 debts, unified

Splitting a trip four ways and tracking what your brother owes you for dinner run through the exact same engine. Add anyone — on the app or not — and settle up whenever, with a debt-simplification algorithm that collapses a tangle of IOUs into the fewest payments possible.

AI receipt scan, never silent

Photograph a receipt and OurLedger itemizes it automatically — but it always shows you a confirm-and-edit screen first. Nothing posts to your ledger without your say-so. Trust, not just automation.

Budgets and goals that nudge, not nag

Set a monthly cap per category and a savings goal tied to a real account. OurLedger tells you what you need to set aside this month to actually hit it — not just a progress bar.

One Family Plan, everyone's ledger

One subscription covers the whole household. Each member gets their own private ledger plus a shared family view — no one buying five separate subscriptions to track one family's money.

Reports that export, for real

Monthly, yearly, or by category — view it in-app or pull a PDF/Excel export when you need it for taxes, a loan application, or just your own records.

Where the design comes from

The red line isn't decoration

Every shopkeeper's khata book has a ruled red margin — ink color told you at a glance whether an entry was money in or money out, no reading required. OurLedger keeps that exact idea: every row in your ledger carries a thin color bar, red for what left your pocket, green for what came in. Scan the list, not the numbers.

It's the one accent we spend deliberately, everywhere in the app — not a decoration competing for attention, but the thing that makes a long list of transactions actually scannable at a glance.

  • Red margin — an expense, a debit, money you owe
  • Green margin — income, a credit, money owed to you

Pricing

Generous free tier. One plan when you outgrow it.

Introductory pricing for the private beta — locked in for early members when we open up.

Free

₹0

Forever

  • 3 accounts, unlimited transactions
  • 2 active budgets, 1 goal
  • 1 group, up to 4 members
  • Monthly reports, in-app
  • CSV export
Start free

Family

₹2,999/year

Up to 5 members · 10-member & custom tiers available

  • Everything in Plus, for every member
  • Shared family dashboard
  • Pooled AI-scan quota
  • Owner-managed, one bill
Ask about Family

Questions

Before you ask

Is OurLedger live on the Play Store yet?

Not yet — we're in a private beta with a small group of families while we finish testing. Request an invite and we'll let you know the moment a public build is ready.

Is my financial data safe?

Your data is encrypted in transit, passwords are never stored in plain text, and we never sell your financial information to anyone. You can export or permanently delete your data at any time.

How is this different from Splitwise or a budget-tracking app?

Most apps make you choose: a budgeting app for yourself, a separate app for splitting bills with friends, and no good answer for "the whole family's money." OurLedger treats all three as one ledger — your personal spending, a friend's share of dinner, and the family's shared account all live in the same place, with the same math.

What happens to a receipt the AI gets wrong?

Nothing — because nothing saves automatically. Every scan stops at a confirm-and-edit screen first. You fix what's wrong, or just correct it, before anything ever touches your ledger.

Can I use it with family who aren't great with apps?

Yes — that's the Family Plan. One person manages billing and membership; everyone else just opens the app and sees their own ledger plus the shared family view. No one else needs to touch a subscription screen.

Private beta

Your family's ledger is waiting.

We're letting people in gradually while we finish testing. Tell us a bit about you and we'll send an invite as soon as a spot opens up.

Email us for an invite

hello@ourledger.in · we reply to every request